Insuring Your Future...Today!
March Is The Month To...

Budget & TaxesIf you re getting a tax refund, put it to good use--invest in yourself by saving!  Consider an IRA if you qualify.  If you receive a large refund, consider changing your payroll withholding by filing a new W4 form and invest that money now.
TaxesIf you haven't already done so, complete your income taxes.  Contact the IRS if you need help or additional forms.
Financial ReviewReview your debt.  If you have a solid credit rating, look to refinance at a lower interest rate
Property TaxesReview your property tax bill and compare it to similar properties in your area.  If you feel your assessment is too high, contact your municipality to see about an appeal.
SafetyBegin a spring safety check of the exterior of your home.  Look for dead branches, holes in sidewalks, driveways or parking lots, indentations in lawns.  Check roof and shingles for any winter damage & repair
InsuranceAre your limits high enough?  Look at your automobile, home and business policies.  Make sure your home or business buildings and contents are protected for 100% of the cost to replace them. Remember to BUY FLOOD INSURANCE NOW if you don't already have it.
Safety

DAYLIGHT SAVINGS TIME....Time to change your smoke detector batteries

Holiday PlanningIt's not too early to set aside $ monthly for the holidays.  Only 9 months to go.  Pledge not to use credit cards at holiday time, but have the money in the bank---start making your holiday list and shop for bargains as well



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Planning Calendar Checklist