Check
your 9 month budget vs your actual expenses. How did you do? If you've done better than you thought you could,
try saving more!
Fire Safety
Commit to spending time during Fire Prevention Week to create
an exit plan from your home in case of fire---make sure all children know fire safety
Halloween Tips
Halloween is a great time for kids---decide how you will handle safety and get your kids involved
Organize
Make sure you have a calendar for next year---each October, set your to do list for the coming year...Write
down the months you need to: make appointments for check ups for doctors, dentists & glasses; make appointments for various
household repairs; send cards & gifts for birthdays or special events
Holiday Plans
Shop
early for savings on holiday gifts---or save money by being creative making gifts!
Taxes
Do
some final tax planning---it's not too late to open an IRA and you may be able to increase contributions to employer sponsored
plans
Flexible Spending Account?
If you have a flexible spending account at work, you must
use any benefits available before the end of the year---schedule doctor, dentist and eye glass appointments to take advantage
of the funds in your account--IRS rule: Use it or lose it
